The collective health difference
Cut costs,
not care.

See it in action

Stop managing health benefits in the dark.

See what’s driving cost. Drive your benefits strategy on a unified foundation. Support employees with confidence.

It’s time. Get started.

Experience CAI across the Collective Health platform

CAI™ (Collective AI) brings the power of artificial intelligence across the Collective Health platform, enhancing member navigation, empowering Member Advocates, and bringing efficiency to plan-specific operational workflows — always paired with human oversight.

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Independent by choice. Transparent by design.

Collective Health is the leading, independent third party administrator (TPA) that brings together plan administration, cost management, and taking great care of your people—all in one place.

We give self-funded employers the clarity, control, and aligned incentives needed to drive results, proving you never have to choose between your bottom line and your people.

Independent by choice. Transparent by design.

Collective Health is the leading, independent third party administrator (TPA) that brings together plan administration, cost management, and taking great care of your people—all in one place.

We give self-funded employers the clarity, control, and aligned incentives needed to drive results, proving you never have to choose between your bottom line and your people.

Modern and independent platform

Third Party Administrator (TPA)

A tech-enabled, integrated TPA, we connect the pieces in back end and give your members an amazing experience on the front end.

Lower administrative burden while increasing accuracy
Take control of your healthcare costs
Have your pick from our best-in-class partners
Leverage data to optimize outcomes

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Digital tools and human support

Navigation & Advocacy

We meet members wherever they are in their healthcare journey, delivering one simple, connected experience.

Integrated benefits platform for easy navigation
Personalized patient advocacy
Proactive care suggestions
High member satisfaction

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One-stop shop for all programs

Benefits Hub

All your benefits, including ancillary partners, on one platform so your members have one place to go to understand their benefits.

Extensive network partnerships
Vetted Premier Partner Program™
Integrated experience for employers and employees
The Partner Collective® tool

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Who we serve

We put people–from members and employers to consultants and partners–at the heart of all we do. Our incentives are aligned with yours — by design.

Members

Employers

Consultants & Brokers

Partners & Health Systems

Real impact for self-funded employers

The power of an independent partner like Collective Health is unprecedented visibility into your healthcare investment for you and your CFO, while delivering ease and optimal care to your people.

Real impact for self-funded employers

The power of an independent partner like Collective Health is unprecedented visibility into your healthcare investment for you and your CFO, while delivering ease and optimal care to your people.

Savings

^$960

potential savings per employee per year using plans and programs available through our solution.

Satisfaction

90^%

Our industry-leading client satisfaction score speaks volumes.

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Service

70NPS

Collective Health creates adoring fans among its members — much better than the industry average of 9 NPS.

Open Letter from OUR CEO and Co-founder

Is it too much to ask for health benefits that actually work?

At Collective Health, we believe health benefits should be transparent, easy to navigate, and human-centered. We were founded to empower employers and health organizations to lead the way towards a future of greater transparency, accessibility, and affordability.

Our unique, independent approach brings together the best of the health benefits ecosystem onto one intuitive platform. We connect health plans with great networks, over 140 innovative partners across 30+ clinical categories, while keeping it simple for everyday people. Our novel approach delivers the flexibility of a "carved-out" model with the simplicity of a "carved-in" experience. And our results speak for themselves.

You have my commitment to constant innovation and collaboration, and to delivering the 21st-century health benefits experience we all deserve.