Stop managing benefits in the dark Bring health benefits
into the open.
Collective Health is the leading independent TPA and Care Navigator uniting administration, cost management, and care.
Our unified platform
Independent by choice. Transparent by design.™
Collective Health is built differently. We connect all the pieces of a self-funded health plan to deliver rigorous and reliable claims administration, a one-stop member front door, and high touch member advocacy and navigation, including for the most complex care journeys.
3.7%
medical cost trend
over 3 years. 1
97%
of our revenue comes from
PEPM fees. That’s it.
No hidden fees.2
85%
average Member
Satisfaction score.
$8,400
average savings per
engaged member from Care
Navigation.3
Defy the black box
Hidden costs cost the most.
Health benefits have traditionally operated behind a “black box” — with hidden fees, limited data, and incentives that don’t always serve you or your people. The real problem isn’t just rising costs. It’s not seeing what’s driving them.
An independent partner changes everything.
Who we serve
We put people, from employers and members to consultants and partners, at the heart of all we do.
With Collective Health, you have the flexibility to implement innovative programs and bend the cost curve.
Client stories
Don’t take our word for it
Benefits that work for your employees
— and your bottom line.
Fresh takes on what matters most in health benefits
Latest podcast episodes
- Season 4 | Episode 4 Transparent PBMs and Pharmacy Benefits with Jake Frenz Reframe how employers should read their pharmacy spend — and what it means for the benefits leaders, consultants, and CFOs managing it.
- Season 4 | Episode 3 Employer Strategies for Managing Complex Healthcare Cases with Dr. Christine Hale Learn how employers should treat their most expensive claims — and what it means for the benefits leaders and consultants managing them.
Our latest news
- Fast Company Exclusive: 34 CEOs on what thrills and terrifies them about agentic AI (opens in a new tab) Nobody is ready, but that doesn't matter. Leaders from defense to marketing share what they're doing now and why.
- Fierce Healthcare Collective Health Taps 35-Year Health Benefits Veteran Ted Holden as Vice President of Client Success (opens in a new tab) Seasoned leader brings rare carrier-to-digital-health perspective to strengthen employer partnerships
¹ This amount is based on general assumptions and average savings across network discounts and Collective Health programs, and is not intended to inform actual budgetary or financial forecasting functions.
² 97% of revenue from PEPM fees. The remaining revenue is from one-time service fees, optional partner operational fees, and program administration fees.
³ Care Navigation ($8,400 per engaged member). Per-year claims cost analysis (2020–2024).