Health benefits,
without the heavy lifting

Collective Health offers an integrated platform of point solutions, health networks, billing support, analytical tools and best-in-class member navigation and advocacy to power your health benefits so you can take the headache out of benefits administration and focus on your most important investment: your people.

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“From the beginning of implementation it was clear that Collective Health wasn’t just a vendor, they were going to be a true strategic partner.”
- Pinterest

Health benefits made easy

Our fully integrated health benefits platform brings together plan administration, member navigation and advocacy, partner ecosystem, and analytics—empowering your benefits team to deliver a seamless healthcare experience for your people.

Collective Health offers members access to Cigna’s national Open Access Plus and Cigna PPO networks, with more than one million providers and 6,100 hospitals and medical facilities nationwide¹, as well as the LocalPlus® narrow network option².

An ecosystem tailored to your needs

Collective Health helps manage your partner ecosystem and drive your health benefits strategy across both medical, pharmacy, dental, and vision networks, as well as digital health solutions.

Effortless plan administration

As your plan administrator, Collective Health delivers the operational support you need. From adjudicating claims and streamlining eligibility to consolidating billing and payments, we do the heavy lifting so your benefits team can focus on what’s important: your people.

Advanced analytics to track performance

Unlock critical insights with our analytics and reporting features. With Collective Compass™, eliminate fragmentation across your entire healthcare strategy by tracking your utilization, spend, and engagement data so you can accurately measure overall program performance and maximize your healthcare investment.

Next level member experience

Collective Health sets a new standard for the member experience. Our digital tools make it easier for your people to understand and navigate their health benefits. With the My Collective™ app, employees can take control of their health journey and get the most out of their benefits offering.

Hear from the benefits leaders putting their people first

Prior to Collective, we needed to contract individually with every single partner that we had. The biggest advantage with bundling all of these things with Collective Health was, rather than having to track down individual vendors— if they had questions about their medical care, their dental, or their vision—our Zoomies have one spot to go to for all of their questions. Head of Global Benefits, Zoom
Not only does it take a lot of the day-to-day work off your plate, it also gives you the confidence to make the strategic changes that you know will benefit your company and your people. Head of Global Benefits, Pinterest
Collective delivers business intelligence around our claims, cost drivers, and member engagement. They give us interesting trend and utilization data that you typically don’t get from traditional carriers. That information really forms the backbone for our strategy around what we should do next and why. Head of Global Benefits, Zendesk
It’s a big decision to move away from your traditional health carrier, but we knew we were doing the right thing. As a benefits manager, it’s my job to help people. When our people have a conversation with Collective Health Member Advocates, they get questions answered and come away with a smile. That is the most meaningful thing to me and it tells me I’m doing my job. Director of Global Benefits, Box

Drive the performance of your investment

What does Collective Health do?

Collective Health is an alternative to traditional health plans. The core pieces of our offering include integrated administration of your medical, pharmacy, dental, and vision plans, medical claims adjudication, elevated member experience, and smart employer tools to help you and your consultant partner make the most out of your benefits investment.

Of the health benefits vendors I work with today, who do you replace?

We take over plan administration and member support for your self-funded health benefits. That means we replace the administration services provided by your current medical carrier. You can think of Collective Health as one platform for plan administration, claims adjudication, member engagement, and integrated analytics.

Do you support Centers of Excellence (COEs), Accountable Care Organizations (ACOs), and/or other innovative care delivery models?

Yes, our platform is built to blend traditional PPO networks and new delivery options like COEs, ACOs, and other direct contracting arrangements into one seamless member and employer experience.

Can you help drive engagement in our other health and wellness programs?

Yes, our platform is designed to create a seamless experience across your entire health benefits ecosystem. This means that our integrated digital tools, and Member Advocates help connect the right members to the right programs at the right times.

What networks do you work with?

We collaborate with some of the nation’s leading medical, pharmacy, dental, and vision networks, such as Cigna*, so our clients and members can access broad, nationwide networks with strong discounts.

What third party health and wellness programs do you work with?

The Collective Health Platform is designed to support whatever third party health and wellness programs you prefer. With 90+ program partners across 18+ categories, we integrate with a wide variety of health and wellness programs from telemedicine and maternity to disease management and behavioral health.

Would you be included in a typical carrier RFP process?

Yes! Collective Health can be included in any Medical, Advocacy, Concierge, or TPA RFPs that you would typically send out to networks or advocacy vendors. Find out more more here.

What size companies do you work with?

Collective Health provides services to employers ranging in size from 200 EE to over 10,000 EE. To find out if Collective Health is the right fit for your company, please reach us at hello@collectivehealth.com or try out our self-guided tour.

Do you work with fully-insured or self-funded companies?

Though Collective Health works with self-funded employers to maximize their investment and health benefits strategy, we also provide support and direction for companies making the transition from fully-insured to self-funded. To find out if Collective Health is the right fit for your company, please reach out to us at hello@collectivehealth.com or try out our self-guided tour.

¹ Cigna analysis of actual providers contracted as part of the Cigna PPO for Shared Administration and the Cigna Open Access Plus network for Shared Administration as of December 2020. Data is subject to change.

² Collective Health accesses the following Cigna networks for Shared Administration: Cigna PPO, Cigna Open Access Plus (OAP), and Cigna LocalPlus®.

* Cigna is an independent company and not affiliated with Collective Health. Access to the Cigna PPO Network is available through Cigna’s contractual relationship with Collective Health. All Cigna products are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Cigna Health and Life Insurance Company. The Cigna name, logo and other Cigna marks are owned by Cigna Intellectual Property, Inc.