
Guide Plans™
An easy-to-understand health plan for members, and savings up to $77 per employee per month1
1Based on a recent cohort-matched study over a 12-month period
A simplified health plan that drives impact
Co-insurances. Deductibles. Out-of-pocket maximums. Traditional plan design can be confusing. So in 2020, we launched Guide Plans: a clear, easy-to-understand plan design. Guide Plans helps members get better care at a lower cost by incentivizing members to use their benefits with simple copays. And we saw great results:
$77
per employee per month (PEPM) savings
$367
average annual spending on out-of-pocket expenses (vs. $828 national average)2
75
average Net Promoter Score (NPS) for Guide Plans members
51%
higher preventive care utilization than industry benchmarks
2National average reported by Petersen-KFF Health Tracker
A simplified health plan that drives impact
Co-insurances. Deductibles. Out-of-pocket maximums. Traditional plan design can be confusing. So in 2020, we launched Guide Plans: a clear, easy-to-understand plan design. Guide Plans helps members get better care at a lower cost by incentivizing members to use their benefits with simple copays. And we saw great results:
annual savings
increase in membership over 3 years
increased use of preventive services
decreased use of urgent care and hospital-based imaging
Based on a recent cohort-matched study over a 12-month period
A health plan built for your people
As we look to the future of Guide Plans, provider quality scores will be used with associated cost-sharing so that members can find the best quality care, at a lower cost.

Today, Guide Plans helps members select high-quality providers3 and facilities

Makes it easy for members to understand pricing through simple copays

Informs members of care options available, including program partners

Supports members when they need it most through Care Navigation

Provides employers with a plan design strategy that helps to improve outcomes and control costs
3Based on data about appropriateness, clinical quality, and cost efficiency
Employers are choosing Collective Health to take better care of their people
We’re on a mission to make it effortless for people to understand, access, and pay for the highest-value healthcare available to them. For years we have been supporting employers and their people pull all the pieces of their benefits together to help their people live healthier lives, while improving bottom lines.

Network and program partner flexibility

Navigation and advocacy programming

A beloved member experience
